Water Your Soil

Master your Credit Score

This course was created to help you improve your Credit score. This course teaches you the concept of Credit and how the Credit scoring models work.

1. A message from the instructor
2. Welcome to the Concept of credit course
3. Brief introduction from the Instructor
4. It All Started At A Car Dealership
5. Download your Credit Report
6. Grab a pen and paper
7. Use time to your advantage
1. Your Why Will Determine Your Effort
2. Chapter recap from the Instructor
1. What is a FICO score?
2. Quiz
1. The Principles Apply To Everyone
2. Chapter recap from the Instructor
1. 5 Categories that make up your score
2. Payment History: 35%
3. Amount Owed: 30%
4. Length of Credit History: 15%
5. New Credit Accounts: 10%
6. Types of Credit: 10%
7. More On Debt to Credit Ratio in Chapter 6
8. Chapter recap from the Instructor
9. Quiz
1. Hard Inquiries
2. Soft Inquiries
3. Chapter recap from the Instructor
4. Quiz
1. Credit limits, Debt to Credit Ratio, and Utilization
2. Chapter recap from the Instructor
3. Quiz
1. What if your Credit isn't good?
2. Secured Credit Cards
3. More Options for Building your Credit Score
4. Chapter recap from the Instructor
5. Quiz
1. Collection Accounts
2. Other things that Negatively Impact your Account
3. Chapter recap from the Instructor
4. Quiz
1. Key Information on Disputes
2. FREE Course on How to Dispute Credit Report
3. Chapter recap from the Instructor
1. Chapter recap from the Instructor
2. Credit Tools
3. Congrats! Thanks for attending!
4. A few important links I would like to share
5. Survey

Frequently asked questions

Will this course increase my Credit Score immediately?

Results may vary. Credit reports aren't all equal. While some may see an immediate increase in their credit score, others may not.
Are positive credit score results guaranteed with this course?

No. When it comes to credit scores, increases are not guaranteed. This course is designed to assist you along your credit journey, however your effort is needed in order to see positive results.
How many points will my score increase after taking the course?

As previously stated, results may vary based on your Credit report. You also have to apply what you learn in this course, as this course is centered more around present and long term results instead of a quick fix solution.